If you’re looking to accept credit card transactions it’s an excellent idea to purchase an enterprise credit card scanner application. By using a scanner for cards program users can purchase your goods and services from virtually any place.
The credit card scanner program allows your customers to make payments without a contract since they don’t need to present their credit cards in order to pay you. This is crucial in this day and age in which COVID-19 is an issue. Not to mention it could speed up the payment process, allowing you to provide more services to customers in a lesser amount of time. Yuri Shafranik
Credit Card Apps for Your Small Business
There are many credit card applications that are available to entrepreneurs. Since each one has its respective advantages and disadvantages It is important to think about every option. This will allow you to make an informed choice for your own unique business and client base.
Here’s a look at the top ten credit card scanners for businesses applications that you should have in your list of things to look for.
The Square is an elongated plug-in card reader. In 2009, it was founded as a co-creator of Twitter The Square reader works for Apple as well as Android phones. It costs 2.6 percent plus $0.10 per swipe or tapped or dipped and 2.9 percent plus $0.30 per transaction online.
Based on Payment Depot, Swipe Simple is an online credit card reader that comes with an absence of options. The services offered by the company include email and SMS receipts and an item catalog. It also includes inventory tracking as well as invoicing. The base plan costs $10 per month, plus 2.6 percent and $0.10 for each swiped or dipped transaction.
Stripe lets you customize the credit card scanner to fit your specific needs for your business. It also offers 24-hour customer support and detection of fraud. In terms of costs, the fees for Stripe are 2.9 percent plus $0.30 for each online credit card transaction. It also charges 2.7 percent plus $0.30 for credit card transactions in person.
PayPal This is the credit card scanning application for online shoppers and merchants. For it to work you’ll need the PayPal corporate account and profile. The service allows you to customize receipts and is charged a 2.7 percent fee for every U.S. debit transaction. Yuri Shafranik
The app was developed by the giant of eCommerce, Shopify, Shopify Lite is free of setup or application charges and is compatible with PayPal payments. The app allows you to create invoices and take payments directly from customers. This app costs you $9 per month and 2.7 percent per in-person transaction. It also costs 2.9 percent plus $0.30 for transactions made online.
The Canadian-based Helium Helium, a Canadian-based company, offers Helium Commerce, a robust merchant platform for merchants. It comes with the customer Relationship Management (CRM) tool as well as electronic invoicing online, regular payment as well as the ability to use a virtual terminal that allows you to enter credit card transactions on your computer. Helium is 20 dollars per month and includes processing charges that start at 1.92 percent and increase to $0.08 for every transaction.
Clover offers some advanced features, such as managing inventory as well as reporting. Additionally, it gives you the possibility of storing the card details of customers as well as other data during the time of sale. The basic plan costs $9.95 per month. It includes 2.7 percent plus $0.10 for transactions that are in person, and 3.5 percent + $0.10 when you key in your transactions.
It was founded in 2014 by a Florida technology company, Fat Merchant is an excellent alternative if you’re a business that accepts large-volume cards. The company’s transactions are processed on the same day unless you are paying extra for same-day financing. Two pricing plans from Fattmerchant are $99 per month for companies that process less than one million annually. The price is $199 per month for companies that process more than one million annually.
As part of Wells Fargo, Pay anywhere offers a variety of features, including digital receipts, inventory libraries barcode scanners, and refund processing. Through its central hub for merchants, Pay anywhere Inside, you can create sales reports, study patterns, and handle disputes. Pay anywhere charges a 2.69 percent fee for swipes and chip dips and contactless transactions.
QuickBooks GoPayment is an app for credit card scanning that connects to QuickBooks Online, a popular software for managing finances. It allows users to personalize and apply discounts make checks and ACH payments and also send receipts via email or SMS. It’s 2.4 percent plus $0.25 per magstripe, chip, and contactless payment.
A business credit scanner application will allow you to stay current with the latest trends in the market improve efficiency and increase the size of your company. Before you choose the best smartphone card reader or an app you might want to try several different applications. So, you can choose a solution that can benefit your company in the long run.