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Read to know where to get the best Credit Cards in India with instant approval

A credit card is a must-have in today’s world. From the convenience of going cashless to the countless cashback and reward points, the benefits of owning a credit card are innumerable. Here are some of the best credit cards in India that are approved instantly.

  • Bajaj Finserv RBL Bank SuperCard

The Bajaj Finserv RBL Bank SuperCard is one of the most versatile credit cards available today. The card is approved instantly, and you can start using it digitally, even before the physical card arrives. You can use a credit card to withdraw cash from ATMs without attracting interest for up to 50 days. The card also allows you to get an emergency cash advance on your cash limit at a very low-interest rate. Its reward system allows you to earn points with every purchase. The accrued points can be used to make down payments for products at Bajaj Finserv partner stores. Bajaj Finserv RBL Bank SuperCard is one of the best credit cards in India.

  • HDFC Bank Freedom Credit Card

The HDFC Bank Freedom Credit Card can be one of the best credit cards if you spend considerable money on shopping and fuel. The card’s reward system enables you to earn 5x reward points on grocery, dining, and railway spending. On your birthday, you can get 25x reward points by shopping with the card. The card also offers a 1% fuel surcharge waiver for fuel purchases worth 400 to 5,000 INR. On annual spending of 90,000 INR, you’re also given a 1,000 INR gift voucher.

  • Citi Cashback Card

Enjoy amazing cashback offers with this Citi Cashback Card that is approved instantly. You can earn 5% guaranteed cashback on purchasing movie tickets or paying your utility bills using the card. For other purchases, the card offers a 0.5% cashback as well. This cashback do not expire and can be redeemed anytime you want. If you find yourself in a financial crunch, you can also use the Citi Cashback Card to avail a loan. Lastly, credit cardholders can also use this credit card to avail EMI options at various online shopping platforms and offline outlets.

  • Axis Bank Neo Credit Card

Start making significant savings on your purchases with the Axis Bank Neo Credit Card. The card’s joining fee is waived off if you spend a minimum of Rs. 2500 within 45 days of its approval. Thus, credit card can very well turn out to be free. Its eDGE Loyalty Program is designed to allow cardholders to earn 2 reward points for every Rs. 200 spent using the card. The biggest USP of the product is undoubtedly the shopping benefits it offers. You can get a 10% discount on shopping for a minimum of Rs. 500 on Myntra. You can also avail of up to a 20% discount on purchases made above Rs. 1000 at BigBasket. 

  • SimplySAVE SBI Credit Card

With low joining and renewal fees, this credit card from SBI is one of the best options for first-time users. The card gives you the opportunity to earn 2000 bonus reward points on spending Rs. 2,000 within the first 60 days of approval. Furthermore, the credit card is approved immediately, which gives you access to massive rewards. This credit card offers 10x accelerated reward points on all movies, grocery, and dining spending. Purchases in any other category give you 1 reward point per Rs. 100 spent. On spending at least Rs. 1 lakh annually, the annual fee is waived off as well. 

Other than these credit cards, here are a few other instant approval credit cards that you can opt for:

  1. IndusInd Bank Platinum Credit Card
  2. Kotak Bank PVR Gold Credit Card
  3. Standard Chartered Virtual Credit Card
  4. Kotak 811 #Dream Different Credit Card
  5. IndianOil Citi Credit Card

Thus, you can find excellent credit cards that come with instant approval. The best among the lot is the 4-in-1 all-rounder credit card, the Bajaj Finserv RBL Bank SuperCard. You can easily apply for this credit card online. It can give you cash assistance in times of need and also help you save a ton with its rewards and cashback offers.

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